BICYCLE INSURANCE BLOG

In the land of the SUV gas guzzler, finding specialised bicycle insurance can sometimes be a challenge.

Surprisingly in such a growing segment of the insurance market, US Based Insurers haven’t yet recognised the fact that consumers are looking for; and desiring Bicycle Insurance.  Since I started this website in May 2009 fortunately I have noticed a change and, some Insurers are starting to offer this service to cyclists.

There are several avenues people can follow to try and find the right bicycle liability insurance.

Depending on what type of  insurance you specifically want, the option of upgrading your ordinary home and contents insurance or renters insurance might actually be the best way to insure your bike. The cost is generally relatively cheap and, general insurers will normally quote you based on how many additional $thousands you wish to increase your coverage by.

If you’ve had a look at our FAQ page, you’ll have read that your Home / Renters / or Automotive Insurance might cover your needs in certain circumstances.  A short YouTube video is at the bottom of this page will explain how this works in further detail.

Even with this understanding, it might be wise to check out if your existing coverage is actually enough. Why? Take a read of this website of what can happen if your under-insured and rely on your standard auto insurance for coverage. Remember you can always upgrade your policy.

In the US,  the best place to start are,  state or regional cycling associations who quite often can provide the necessary bicycle insurance as part of their membership fees. Looking under the membership section of these sites, gives you a start on what’s available and links to an association in your local area. A link to USA Cycling is below and is a great place to start.

If you’ve had experience with an insurer for your bicycle, be it good or bad we’d like to hear about it. We can’t possibly review all insurers around the world and your opinion might assist others. Any Comments can be made at the bottom of this page.

ORGANISATION TYPE	CLICK LINK OR BANNER BELOW TO VIEW
Cycling Organisations - USA USA CYCLING Event & Rider Insurance
Commercial Insurers
Better World Club - Better World Club is the socially responsible auto club, providing 24 hour nationwide roadside assistance, insurance, and travel services. They offer Bicycle Roadside assist in 50 States and members traveling in Canada
Do you live in either, Texas, Washington, Oregon or Viginia? Try Getclipp for Bicycle Insurance. Also available for Bike Clubs and Shops.	CLIPP

Further Helpful Information – A great Blog which talks in depth about Bicycle Insurance for the US market can be found at http://ohiobikelawyer.com

Anyone seeking more information about your rights – relating to claims, public liability and dealing with the legal aspect of bicycle insurance; should take a look at Bob Mionske’s website. Bob writes articles for Bicycling.com. Bob has his own website which provides a lot of useful information - Bicycling.com on the different types of Bicycle Insurances specific to the US market including what auto insurance may or may not cover. Its worth spending 5 minutes reading the article. It can be viewed here: